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What a year 2008 has been!
Exactly a year ago, whoever would have thought 2008 could bring with it so much financial turmoil?
Whoever would have thought we would all be ending the year with a quiet pessimistic whimper as the worst financial crisis since the Great Depression in the 1930s continues to pull down the [...]

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The 2008 financial crisis has been a terribly far-reaching one throughout the entire industry. While many thought the collapse of banks was partly their own fault, the reality and effects of the crisis are painfully sinking in when Britain’s most loved retailer, Woolworths, closed its doors for the last time after over 100 years of business.
Although it was [...]

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My Smart Money Tips would like to wish all readers a wonderful Christmas!
Have an enjoyable Christmas filled with love, joy, money savings and the Christmas spirit!
Here’s to a wonderful year ahead with more saving and money tips!
Merry Christmas!
Love, Ms Money Penny

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Christmas is just two more days away! Your Christmas shopping should be all done and the presents all wrapped ready under the Christmas tree for Santa’s arrival!
This Christmas has been slightly different with the economic gloom and uncertainty enveloping the world. Retailers all over have reported drops in their sales as consumers [...]