Comments on: Should You Pay Your Mortgage Or Invest With Additional Funds? http://mysmartmoneytips.com/2009/02/25/should-you-pay-your-mortgage-or-invest-with-additional-funds/ It isn't about how much you earn, but how much you can save Mon, 06 Sep 2010 08:08:45 -0500 http://wordpress.org/?v=2.8.5 hourly 1 By: Hoon Thien Rong http://mysmartmoneytips.com/2009/02/25/should-you-pay-your-mortgage-or-invest-with-additional-funds/comment-page-1/#comment-1272 Hoon Thien Rong Wed, 29 Jul 2009 18:21:26 +0000 http://mysmartmoneytips.com/?p=391#comment-1272 Nice article, also emergency funds become more important with the bad economy and people needing more buffer to find a job/income. One thing to also note, there is a chance the bank will penalizes you for early payment, or prepayment penalty. Also, the interest can be lower but if stretched over longer period for refinancing, the overall interest can be higher since you made less payment again. Nice article, also emergency funds become more important with the bad economy and people needing more buffer to find a job/income.

One thing to also note, there is a chance the bank will penalizes you for early payment, or prepayment penalty.

Also, the interest can be lower but if stretched over longer period for refinancing, the overall interest can be higher since you made less payment again.

]]> By: Ms Money Penny http://mysmartmoneytips.com/2009/02/25/should-you-pay-your-mortgage-or-invest-with-additional-funds/comment-page-1/#comment-434 Ms Money Penny Thu, 05 Mar 2009 04:57:50 +0000 http://mysmartmoneytips.com/?p=391#comment-434 Hi Iris - The trick is knowing which is which and using it to your advantage! Hi Iris – The trick is knowing which is which and using it to your advantage!

]]> By: iris http://mysmartmoneytips.com/2009/02/25/should-you-pay-your-mortgage-or-invest-with-additional-funds/comment-page-1/#comment-419 iris Tue, 03 Mar 2009 08:26:14 +0000 http://mysmartmoneytips.com/?p=391#comment-419 there is always good debt and bad debt.. there is always good debt and bad debt..

]]> By: Ms Money Penny http://mysmartmoneytips.com/2009/02/25/should-you-pay-your-mortgage-or-invest-with-additional-funds/comment-page-1/#comment-385 Ms Money Penny Fri, 27 Feb 2009 03:05:17 +0000 http://mysmartmoneytips.com/?p=391#comment-385 Hi Kong - Then again a personal loan is still debt! So it is always better to ensure you have built up a good emergency fund before committing to more debt. Hi Kong – Then again a personal loan is still debt! So it is always better to ensure you have built up a good emergency fund before committing to more debt.

]]> By: Take Advantage of Lower Interest Rates To Pay Off Your Mortgage | My Smart Money Tips http://mysmartmoneytips.com/2009/02/25/should-you-pay-your-mortgage-or-invest-with-additional-funds/comment-page-1/#comment-377 Take Advantage of Lower Interest Rates To Pay Off Your Mortgage | My Smart Money Tips Thu, 26 Feb 2009 02:00:00 +0000 http://mysmartmoneytips.com/?p=391#comment-377 [...] financier how you can maintain your monthly repayments. It works to your advantage as well if you have spare cash as putting in higher monthly repayments when interest rates are low will reduce your principal [...] [...] financier how you can maintain your monthly repayments. It works to your advantage as well if you have spare cash as putting in higher monthly repayments when interest rates are low will reduce your principal [...]

]]> By: hyperX http://mysmartmoneytips.com/2009/02/25/should-you-pay-your-mortgage-or-invest-with-additional-funds/comment-page-1/#comment-370 hyperX Wed, 25 Feb 2009 05:02:25 +0000 http://mysmartmoneytips.com/?p=391#comment-370 Yes, the emergency fund is the most important thing for all of us. But people nowadays will forget about that because there is personal loan available anytime. Yes, the emergency fund is the most important thing for all of us. But people nowadays will forget about that because there is personal loan available anytime.

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