Thanks for your comment I have published your comment in my latest post and will be seeking advice from readers on how best you can save and plan your financial planning for your future.

Lets see what great advice they come back with!

I am a student myself, thus saving money is really difficult seeing that the economy doesn’t favour us to do so. Besides, I already have debts i.e. education loan which costs about RM22,000 in hand. The future scares me for not having a back-up plan never mind the fact that I am covered by insurance yet. Despite the fact that I have little knowledge in investment and financial plannings, I plan to throw in RM1000 from my meager savings in unit trust and start saving RM100 each month after that, for as long as I can. *fingers crossed* (help! – which to go for, they’re so many existing right now…Maybe public mutual since it has recently received an award).

Money from my scholarship will be coming in soon so, I need advice on how to save and grow them in small scale. What can I do with as little as RM300-RM500 monthly to spare in order to assure myself financially in the years to come (to buy my own car, support my parents, to splurge on personal wants etc).

What do you experienced adults suggest to a young adult with limited fund in planning his/her financial future?