PNB recently launched additional units of Amanah Saham Wawasan and Amanah Saham Malaysia to the public as an alternative investment fund. If you have always wondered which funds are applicable for bumiputras or non-bumiputras or what the dividend rates have been like, read on below for a guide to investing with Amanah Saham.

Amanah Saham Nasional

1. Open to Malaysian Bumiputras only age 18 and above.
2. Selling and buying of funds is at Net Asset Value (NAV) per unit.
3. A sales charge of 5% of unit NAV is imposed on the purchase of units.
4. No redemption charge.
5. Fund performance:

Amanah Saham Nasional 2

1. Second ASN fund launched.
2. Open to Malaysian Bumiputras only age 18 and above.
3. Selling and buying of funds is at Net Asset Value per unit.
4. A sales charge of 5% of unit NAV is imposed on the purchase units.
5. No redemption charge.
6. Fund performance:

Amanah Saham Nasional 3 Imbang (For All Malaysians)

1. Open to all Malaysians age 18 and above.
2. Selling and buying of funds is at Net Asset Value per unit.
3. A sales charge of 5% of unit NAV is imposed on the purchase of units.
4. No redemption charge.
5. Fund performance:

Amanah Saham Gemilang (For All Malaysians)

1. 3 funds are available for various investment needs – Amanah Saham Pendidikan (fixed income securities), Amanah Saham Kesihatan (equity) and Amanah Saham Persaraan (fixed income securities).
2. Open to all Malaysians age 18 and above. Can be held in trust for those aged 6 months up to 18 years.
3. Selling and buying of funds is at Net Asset Value per unit.
4. A sales charge of 5% of unit NAV is imposed on the purchase of units.
5. No redemption charge.
6. Fund performance:

Amanah Saham Pendidikan

Amanah Saham Kesihatan

Amanah Saham Persaraan

Skim Amanah Saham Bumiputra

1. Open to Malaysian Bumiputras only age 18 and above. Can be held in trust for those aged between 12 to 18 years.
2. Price per unit is RM1.00.
3. No sales or redemption charge.
4. Fund Performance:

Amanah Saham Wawasan 2020 (For All Malaysians)

1. Open to all Malaysians age 18 and above. Can be held in trust for those aged 6 months up to 18 years.
2. Price per unit is RM1.00.
3. No sales or redemption charge.
4. Fund Performance:

Amanah Saham Malaysia (For All Malaysians)

1. Open to all Malaysians age 18 and above. Can be held in trust for those aged 6 months up to 18 years.
2. Price per unit is RM1.00.
3. No sales or redemption charge.
4. Fund Performance:

Amanah Saham Didik

1. Open to Malaysian Bumiputras only age 18 and above. Can be held in trust for those aged 6 months up to 18 years.
2. Price per unit is RM1.00.
3. No sales or redemption charge.
4. Fund Performance:

All funds available for all Malaysians (bumiputra and non-bumiputra) have been highlighted in red. Hopefully this provides a rough guide to investing with Amanah Saham funds and how they have performed over the last 3 years. Should you invest in Amanah Saham? Well, they are a relatively stable but high performing investment which is why non-bumiputra units often get snapped up very quickly.

Nevertheless, as with all investments, do read all terms carefully before you decide to invest.

Information Source: Amanah Saham Nasional Berhad (link)